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NSW Curriculum
NSW Education Standards Authority

11–12Economics 11–12 Syllabus (2025)

Implementation from 2027
Expand for detailed implementation advice

Content

Year 11

Financial sector
Role of financial sector
  • Role of financial sector in the economy, including facilitating savings and investment

  • Types of financial intermediaries, including banks, insurers, fund managers and the central bank

  • Role of superannuation in the Australian economy as a source of savings and investment

Types of financial markets: equity markets
  • Characteristics of equity markets

  • Primary and secondary share markets, including their functions and effects on the economy

Types of financial markets: debt markets
  • Characteristics of debt markets

  • Primary and secondary bond markets, including their functions and effects on the economy

  • Role of interest rates in the economy, including the price of money, the cost of credit, the return on savings, and as an indicator of risk

  • Factors affecting the demand for funds, including consumer and business confidence, investment opportunities and government policies

  • Factors affecting the supply of funds, including domestic savings, alternative investment opportunities, foreign investment and government policies

  • Interpret a loanable funds graph to demonstrate the effect of changes in demand for funds and supply of funds on the rate of interest

  • Effects of interest rate changes on housing affordability

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